Authentic customer statement. Of course I would not have been surprised or shocked if my driver or maid servant had made this statement. It was made by a bureaucrat – obviously by now you know in which ministry! Do not wish to talk about this person, but it is really amazing how the people who […]

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When you invest in a mutual fund you pay charges. You pay a commission to the person who picks up the cheque from you and sends it to the mutual fund house. Presumably he asks you for your goals, your risk appetite, the level of understanding of markets that you have, then choses a scheme. […]

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A man was searching for something in a dark room. He was crying, weeping, screaming and yelling. He was upset. He was making a mess of the things kept in the room. He broke some and tumbled on others. Yet, what he was searching for, he could not get. He was blaming his wife, children, […]

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In such a volatile market the small investor needs protection. I can safely start a speech with this statement immaterial of the forum at which I am speaking. I will get a lot of applauses for this universally true statement. Let us now see what it means. One it is a Mother Hood statement and […]

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So India was kicked out of the Twenty 20 World Cup, and a billion fans are crying about it. Correct? Let us see what we can learn from here: 1. In the T-20 format, it is far more difficult to predict than in other forms. Just as how no fund manager knew at 21000 sensex […]

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On the 10th of June I travelled to Chandigarh and back. This is a little difficult because you need to take a morning Mum-Delhi flight, then fly Delhi-Chandigarh if you want to reach by 11am. The other choice is to take the GO Air flight – I am not very comfortable simply because of the […]

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this article appeared somewhere… Don’t take this risk with insurance Insurance is a risk cover – don’t risk the nomination part.  Most people name their beneficiaries when they buy the policy, and then never give the subject another thought. That could be a mistake. Good consultants recommend that you take the time to review your […]

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