On the 10th of June I travelled to Chandigarh and back. This is a little difficult because you need to take a morning Mum-Delhi flight, then fly Delhi-Chandigarh if you want to reach by 11am. The other choice is to take the GO Air flight – I am not very comfortable simply because of the [...]
this article appeared somewhere… Don’t take this risk with insurance Insurance is a risk cover – don’t risk the nomination part. Most people name their beneficiaries when they buy the policy, and then never give the subject another thought. That could be a mistake. Good consultants recommend that you take the time to review your [...]
Buffer Against Market Volatility The investment pattern is adjusted to growth and security. It protects against market volatility by allowing a subscriber to invest in a diversified and balanced portfolio. To retain his pension corpus for 10 years after age 60. Between the ages of 60 to 70 , the subscriber can withdraw his savings [...]
A brief history of why the National Pension Scheme was created: The Forgotten Population The aged were not considered relevant People spent a small time in retirement – the gap between the retirement age to the living time was not much. They constitute the invisible population, financially dependant and passive in the [...]
NPS was launched in the year 2004 by the Indian government as a defined contribution pension system. This was the time that the government realised the folly of the indexed pension that it All employees who joined the Indian government service from 2004 come under this scheme. The previous defined benefit pension system for government [...]
Over the last many years after interacting with people I still cannot understand human behaviour. I can only say that I tried doing something! Over the past 3 days we did an event called the “India investment show”. Fund managers, analysts, company managements, come and make presentations – and the common man can walk in [...]