Buffer Against Market Volatility The investment pattern is adjusted to growth and security. It protects against market volatility by allowing a subscriber to invest in a diversified and balanced portfolio. To retain his pension corpus for 10 years after age 60. Between the ages of 60 to 70 , the subscriber can withdraw  his savings […]

Read More →

A brief history of why the National Pension Scheme was created: The Forgotten Population     The aged were not considered relevant     People spent a small time in retirement – the gap between the retirement age to the living time was not much.     They constitute the invisible population, financially dependant and passive in the […]

Read More →

NPS was launched in the year 2004 by the Indian government as a defined contribution pension system. This was the time that the government realised the folly of the indexed pension that it  All employees who joined the Indian government service from 2004 come under this scheme. The previous defined benefit pension system for government […]

Read More →

Over the last many years after interacting with people I still cannot understand human behaviour. I can only say that I tried doing something! Over the past 3 days we did an event called the “India investment show”. Fund managers, analysts, company managements, come and make presentations – and the common man can walk in […]

Read More →

When 3 of my clients came to see me for a portfolio review, I realized what a difficult job I had on my hands. Dilip, Devrajan and Kavya – 3 clients who had such different but risky portfolios that my work was cut out. Dilip had a portfolio of Rs. 6 crores (market value, had […]

Read More →

An investment show is being held in Mumbai, Worli. Here are the details: Name of the show: India Investment Show To be held on:  June 6-7, 2009 at Nehru Centre, Mumbai. Entry fee: NIL  Like every year, we are putting together an exciting show for you. Register by visiting http://equityshow.myiris.com. The show kicks off on […]

Read More →

“With XBRL you cant hide”, – S.Swaminathan of Iris always said that…Here is what he says: The myiris.com study has thrown up some startling findings. The study has shown that more than 200 listed Indian companies have discrepancies in their annual audited financial results. The discrepancies are such that the numbers simply do not add […]

Read More →