The slowdown in the economy, SEBI and IRDA never ending and ever changing regulations, falling margins, better opportunities elsewhere….are all reasons why the agents seem to be consolidating. Many wealth oriented people are hoping that the clients will understand the need for Medical and Life cover insurance. Typically my suggestion is for people to buy […]

Read More →

When I say retired people I mean people who do not have any earned income. That means they are dependent on: pension interest and dividends children Well these people have some really tough decisions to make: 1. Where to stay? : I have stayed all my life in Mumbai, now I have a house in […]

Read More →

A few days ago I did a post sayings ‘Indians are under-insured’. It was so good that Dr. Khan came and commented (!).. However some of the comments were really saddening! When a person died (and his son died with him) – his wife got more money on the child’s policy than what she got […]

Read More →

So many kids – aged 23-26 today have a serious problem on their hands – they have a degree which is not bankable, they have a loan taken to get that degree, and they have no place to stay in a Metro! Vow! Welcome to the American lifestyle. Kids who have left their houses to […]

Read More →

So! You have a student loan, do you? So many kids – aged 23-26 today have a serious problem on their hands -they have a degree which is not bankable, they have a loan taken to get that degree, and they have no place to stay in a Metro! Vow! Welcome to the American lifestyle. […]

Read More →

However is a good list of resolutions that you can make – it is really useful if you made it already, just reiterate it, and follow it! So here it goes 1.    I will write down my financial goals – NOW, IMMEDIATELY. 2. I will convert a big portion of my savings into investments – […]

Read More →

Hey kids…there is no Santa…Wikileaks. Actually the kids know it…it is the adults who need to be told about this! so even if you are going on a short ride on your slow cycle…wear a HELMET even if you are in the pink of health and feeling great….take MEDICAL INSURANCE one day if you are […]

Read More →