I have said this many times in the past….the easiest person who can be blamed is the distributor..so blame him! A couple of months ago Moneylife carried an article by Mr. Balakrishnan as to why investors should use the services of a bank, and not that of an individual distributor. I found it amusing, but […]
Hi Mr. Subramanyam, I am regular reader of ur blogs under Subramoney.com and they are really impressive and knowledge enhancer. However I am always of the opinion that in our country small investors are being always taken for a ride by these so called ‘SHARKS”. We always end up saying that one should have ‘Good […]
The Sundaram Mutual ad is giving reasons – ‘Why investors love our dividend policy’….3. They say to pay dividends, funds must BOOK profits. This is true, but how does the fund house know whether I need the cash today or after 5 months? Do they know that I am a 23 year old hoping to […]
Many of my posts are based on the Financial Planning / Mutual fund training class that I do. One question that normally people ask me about where to keep their emergency funds. I do give a variety of answers, but here is what I have done: A friend who is an investment adviser has a […]
Most salesmen are able to sell products at prices they decide because investors do not ask them the right questions. These questions will help you keep pesky guys off: 1. Can I sell it when I want to: I love long term investing, but it also feels good to know that almost 100% of my […]
Recently 2 Nris asked me this often asked question. I remember Srikant doing a story on Moneycontrol sometime back regarding the same. I come from a school of thought that ‘whatever happens in my life is because of me’. However this was before I saw some managers handling some gullible people’s portfolios. Both these are […]
For most readers of my blog this is an avoidable post. My simple, sincere, honest advice is stay away from options. However there are some die hard borrowers (leverage lovers) for whom options are tempting…and many times fatal. Options are risky is a right statement for investors. However if you are a trader who holds […]