Where should you invest in 2012

Well this is the question a NRI is asking…sure Indians are also asking, but face it, they have no choice! Let us look at China. If I had my money there, I would be worried and pulling out. The government has too much money and it does not let the citizens spend – that is [...]

MBAs and communication skills!

It is generally believed that all the MBAs that you recruit come with great communication skills – but may lack in depth knowledge. Experience has taught me one thing. You cannot draw conclusions based on one or two students or colleagues. To draw a conclusion, you need a huge, huge database across genders, medium of [...]

Real Estate has other options too….

I have been hearing from friends about good real estate deals in US and UK. Not that real estate there is a good deal or a bad deal, but when you compare it to Indian prices, it surely looks attractive. It may also be some kind of a protection for people investing only in India. [...]

Review of Personal Financial Blogs….

One senior journalist has asked me for my views on India’s financial blogs. I normally do not do such things ….frankly I do not see the purpose. However, succumbing to pressure (or a vicarious pleasure of doing something like this?)…I said yes. Now I have 2 questions to ask all you readers: 1. Which are [...]

We need 30 new banks….

The world knows that the most profitable business in the world (since Shylock’s times!). Banks have seriously huge margins – just see them borrowing at the bottom from absolutely lazy guys like me (SB a/c 4%) and lend it to absolutely lazy guys who do not even know how to borrow by lending at 25% [...]

Coming: The Emerging Markets Bust!

First of all, I hate predicting – especially if it is about the future! Having said that it is necessary to look at some of the over optimism that is there in the market and at some of the problems too. So today let us look at the issues: A stagnating Europe and USA will [...]