When it’s time for you to retire, will you be able to afford it? Every person you see working beyond the age of 59 is worried about his or her retirement. Almost all the research conducted on the subject over the last few years shows that most individuals are unable to demonstrate financial readiness for [...]
a variant of this appeared in www.moneycontrol.com Normally people invest to get returns. No doubt, everyone invests for returns. That magic figure governs the fate of all investment products. The logic in people’s minds is simple: The better the returns, the more money you will end up with. But it’s not that simple in reality. [...]
Have you ever been tempted by newsletters, sooth sayers, channels, websites offering you immense riches by “timing the market”? I bet you have been. Each year millions of people (worldwide) spend ’000s of dollars to subscribe to newsletters, email services, sms alerts, phone calls, etc. trying to beat the market. If you see the long [...]
I meet a lot of doctors in my professional and social life. Luckily I met a great homeopath doctor about 30 years back – and he has kept me away from medicines SINCE then! So I do not meet doctors for seeking medicines / treatment. However, here are my observations about a doc’s business skills. [...]
I am doing a series of short “Why Management should be interested in Personal Financial Well-being of their employees – an Introduction to financial planning” seminars in the following locations on the following dates. This is being sponsored by myiris plus – a revolutionary personal finance software. It will be a 2 hour affair – [...]
How can a Doc retire early? Docs start earning quite late in life – at least the big bucks come at a late stage. So is it really possible for a Doc to retire early? It really looks difficult. Docs unless they are super specialized and have created some kind of aura about their capabilities [...]