Recently an article of mine was published in rediff.com. As expected it was about starting early and investing small amounts regularly. What is amazing is the kind of responses that I get when I say something like this – in a class or in writing. Most people who can invest will not. They will keep […]

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So as expected the ULIP bill is passed. I am not sure about my numbers but if the mf sales: ulip sales is 1:300, to even think the MF industry will be called for a meeting sounds funny. The mutual fund industry in India is going through a real hard grind – some partly its […]

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Only a person who has slept hungry may be able to appreciate this. While writing about the first incident I get goose pimples – and the incident is etched in my mind like it happened yesterday. It happened in 1988 or 1989, not sure about the year. I will not name the participants as most […]

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http://www.subramoney.com/book-written-by-me/ Recently many people have spoken to me about their attitude towards money. In case of people I know for the past 30-40 years, largely the impact of their childhood on their ‘money-psyche’ has been of tremendous importance. Having said that, attitude towards money is not always the same even for siblings. My sister and […]

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Dear Mr. Subra I am writing this to you – but please do not disclose my name and email id – many of my clients read your blog. The ratio of articles that you write against the adviser is quite a lot, but you also write some articles favoring them. Hence I decided to write […]

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In an earlier post I had spoken about 3 people’s attitude about money. Today it is another set of people. I met a 82 year old lady – very active, agile, smart and with a fantastic memory. She had taken up a job when she was 18 years old for a princely salary of Rs. […]

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It is customary for a tight fisted individual to get badgered for being tight fisted. However, if a person is liberal with money he is normally liked by everybody around him. (Needless to say him includes her). I was in the gang of people who would rag people who were tight fisted. Till I had […]

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