http://www.subramoney.com/book-written-by-me/ Happy Sankrant, Happy Pongal, Happy Lori……in short if you are from the West of the country, North of the country, or South of the country, happy new year!! For the Tamilians, Puthandu Nal Vazthugal…!! Continuing yesterdays post…assets that protect you against inflation…. Real Estate Traditionally real estate has been considered a very effective hedge […]

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The easiest way to protect a portfolio from inflation is to buy assets that will benefit from inflation. Below are a few of them. Gold Gold is seen as a classic inflation hedge. However in India over the last 30 years it has not been a good hedge against inflation. Another issue with gold is […]

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this is a part of the inflation story in Moneymantra…. Well there are two things to understand – inflation hurts only in the long run. If you have an expenditure coming up in the next 2 years inflation should not be a bother. However if you are looking at the longer run – say upwards […]

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Now imagine the stress this puts on the government (remember government pays indexed salaries and indexed pensions) finances. Low real returns has a very bad impact on the investments that people make – and the asset allocation has an impact on the credit market also. So the government has to tackle inflation – in a […]

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Inflation story continued……… Psychological Impact of inflation is quite harsh on the investors and savers. Economic theory says when inflation is high, people will tend to spend more – because there is no incentive to save. This is true to a very limited extent. Most people get so scared that they start saving more and […]

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this article appeared in money mantra….as a lead story on inflation. Inflation is perhaps one of the least understood risks in investing. Understanding the power of small numbers is not easy. That is the reason why people find it difficult to understand the impact of compounding too – after all inflation is just negative compounding. […]

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Mr. Awanish of money mantra asked me how much will an SIP of Rs. 5k a month grow to over a 20 year period..I actually do not know..so that is what I said, but said it differently. He published it in the money mantra magazine..for which an electronic copy is not available… there are 2 […]

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