For all those who think that ‘Buy and Hold’ is an easy investment strategy, welcome to this post. This is one of the toughest strategjes to implement. If you think you can buy some shares that are currently being touted on Cnbc everyday and like Rip Van winkle wake up after 20 years, you are […]

Read More →

One day when you are 40, your wife will scream at you saying ‘You have done NOTHING’ for our old age….. So you will feel guilty and continue to watch TV….but there will be no action…. Then one day at lunch your colleague will tell you …’hey you know what I just bought a pension […]

Read More →

Was speaking to a senior person in the life insurance business. Interesting times indeed. Sales are down, and you think ulips are not selling? You gotta be wrong. This company has appointed a big National Distributor to sell their products. Obviously they are selling wrong. Clients signatures are forged, signatures are ‘photoshopped’ on the form, […]

Read More →

somebody had sent this to me long ago…and since many kids do read my blog…I was wondering if they could find it useful soch lo… http://www.dowrycalculator.com/  

Read More →

If you do not know who is paying your financial planner, take heart, you are paying a much higher price than you want to. Frankly it does not matter what a person calls himself / herself. If a person says ‘I will spend time with you and make a financial plan, and I will charge […]

Read More →

When a person is dying..what do you think are likely to be his/ her major regrets? Do you think there could be a pattern? Has any research been done on that? What are YOUR regrets…I mean if your death was to happen NOW, what would be your biggest regret? or regrets? Based on an article […]

Read More →

Generally as Indians we love complicated things..but this blog is about simplifying, so here are some simple steps to getting wealthy: 1. Understand that small amounts make a difference: whether you are 22 or 55 understand that the best time to start is NOW. Even if you can invest only a small amount, START, NOW. […]

Read More →