When it comes to saving and investing, people are obsessed with the returns they’re going to get on their money. Whether it’s debating the merits of a particular investment strategy, discussing the pros and cons of insurance, pensions and mutual funds (or increasingly unit linked plans) or simply searching for the best interest rate on […]

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  Many things in life are better achieved slowly if you want the gain to be permanent! Does this remind you of another boring task – the process of losing weight? If so, welcome! Investing and money management is a lot like eating. So is losing debt like dieting? maybe…maybe not. Is getting out of […]

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I am not into celebrating any particular day as father’s day, but it does give a chance to sit and think about a particular person or event. What has been my Father’s contribution to my Financial awareness? Well nothing if you ask him. Truly, he has never sat down and said ‘this is money…this is […]

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This is not MY original article, but a cut paste from Steve Siebold’s book How Rich People think. However the dark portion is his, the other text is not his, it is just some edited commentary including by yours truly… 21 Ways Rich People Think Differently Than Average People World’s richest woman Gina Rinehart is […]

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The economists of the world make on amazingly stupid assumption: “Man is a rational animal” and this leads them to a belief ‘therefore he will do things which are best for him’. This means he will: a) choose the most profitable options – financially rational b) he will take a long term view of things […]

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‘Hello Subra sir where is the market headed’ Me: I do not know. Inv Aspirant: Come on sir, you have been so long in the markets you will surely know. Me: to know where the market (I am assuming you mean Sensex, which is a derivative of the top 30 stocks in the Indian stock […]

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Hi This is a question especially for people who have read my book on retirement…. That was my first book and it had a great response….about 50,000 copies sold…well I enjoyed it for sure!! Now I want a feedback….will you please tell me what was missing? The second revised REWRITING beckons! Would like to know: […]

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