Here is what I mean by personal finance blogs: – does not include tips giving blogs (what share to buy, when to buy, etc.) – searched and have found only 4-5 blogs so far – will not cover blogs with basic errors – the effort to enumerate mistakes is too much, so will just say […]

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  NPS (New Pension Scheme) was bad – I have rubbished it enough, but as if all that was not enough, the Parlimentarians have tried to make it worse. Why should a fund management company have only 26% FDI beats me. Stumped is the word. In the 1990s we allowed 100% FDI in Mutual funds, […]

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  Why do I find so many attractive targets to write about? Just found an article on Rediff.com saying ‘Six reasons why property prices WILL NOT FALL in your city’. Let us look at it reason by reason? “Property prices across the country are unlikely to see significant price corrections of more than 10 per […]

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Well frankly, I do not have an answer… – Domestic growth has slowed in recent months to pretty low levels, and a senior banker saying be happy with 6% growth next year – A fallen and further falling Rupee? -Inflation stuck at double digits – latest is 10%! – RBI’s constant raising of interest rates […]

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I am convinced that there is a mafia out there of loan givers, steel manufacturers, cement manufacturers, etc. who want you to buy a house. I have been talking to a couple of builders, financers, investors….and frankly not convinced that the real estate market is any where near mouth watering levels. Same is true for […]

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A friend is trying to be as environment friendly as possible…or as less damaging to the planet earth. Actually he says – it is just like going back about 60-70 years and lead a middle class life style. Let us see some of the things he does: drinks water from an earthen pot takes bath […]

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I am not sure about the social media and investment advice, but am worried about the people who talk about risk in the media! Let us see some comments: 1. At this point if you are afraid of the markets you should shift to a RISKLESS portfolio of debt funds, FMP and bank deposits. Yuck, […]

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