To lose one kilo of fat, you must burn approximately 7200 calories over and above what you already burn doing daily activities. That sounds like a lot of calories does it not? You cannot burn even half a kilo in a day – 3600 calories is also quite a lot. However, every journey starts with […]
There was an amazing news item now. Mr. D Swaroop said Rs. 15,000 crores was paid as commission to the insurance distributors, so they have decided to eliminate commissions. Fantastic idea, should be immediately implemented! Vow! So the investors save Rs. 15,000 crores. A quick calculation showed that the insurance companies paid Rs. 22,000 crores […]
Want to lose weight? Simple! Ask any body. You will get the following answers: • Join a Gym – a good one, ok? • Go for a walk every day for 3 hours • Do yoga. My cousin benefited immensely • Go on a starvation diet • Buy that ‘sauna-belt’ you can reduce weight exactly […]
Frankly this is not a ‘how to sell life insurance or mutual fund’ tutorial but just a note on how desperate the industry is to sell! ALL the life insurance companies – Aviva, Hdfc Standard Life, Icici Prudential, Tata AIG, Birla Sunlife, Max New York Life, Reliance, Kotak, – have called me at least 10 […]
Diversification Financial Planner: A diversified portfolio lowers your risk. Reaction should be: Diversification won’t always save you – and you need more of it than you think. Your financial planner has to understand diversification across asset classes, geographies, business houses, industries, time horizons, etc. Not all financial planners are equipped to evaluate and advice on […]