I hope Dr. Khan finds this article useful…Arjuna seek your answers here: Many people have been screaming about real estate as an investment. Well I have nothing against it, except that I do not understand it. Given limited brain power, I would rather not do it, instead of making a mess of the same 🙂 […]

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Many people have asked for a follow up on the 15L CTC story…. 1. A planner should plan, not pass value judgement on how the client should behave. 2. To me a guy attending to all temple functions and blowing money traveling to all the temples in India is just as stupid as the guy […]

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A few days back I did a post asking whether we need a trainer for our physical training. I got a few responses on mail, some on the comments page and some on the phone. Many people did not know what a trainer is supposed to do. Well, a good proper trainer is supposed to […]

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In my recent travels many people asked me… 1. Should I buy more gold? Experts are telling me it will give 25% return in one year. 2. I earned 20% return on a Non Convertible debenture…should I put more money in that? 3. I am 70 years of age – should I sell ALL my […]

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Many people go to the gym – and one associated expense is the Personal Trainer. Do you go to they gym? Do you feel the need for a Personal Trainer? Let us look at the cost of going to a Gym. Annual Fee: Rs. 35,000. And a Trainer should cost say Rs. 6000 a month. […]

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When I say retired people I mean people who do not have any earned income. That means they are dependent on: pension interest and dividends children Well these people have some really tough decisions to make: 1. Where to stay? : I have stayed all my life in Mumbai, now I have a house in […]

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Many people who think they understand risk do not understand risk coming from completely unexpected sources. I do not mean some 50% market crash – one is reasonably prepared for a market crash, but something else. – What happens if the government withdraws medical cover for retirees of government organisations? -What happens if PPF is […]

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