Here is a list of very useful financial resolutions to make: 1. I will write down my financial goals 2. I will convert a big portion of my savings into investments 3. I will live a simple, frugal life by choice – but choose my dream career. 4. I will start saving/investing for my retirement […]

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Hi! Over the years, you have invested a lot of time and money into your academic education. You have broadened your perspective to the next rung of the ladder, and invested in your professional education as well, via job-specific training. At this level you command a higher income, and get to enjoy more of the […]

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You have just crossed your 23rd birthday, when you’ve gained the education and/or skills you need for the career you’ve chosen, and you’re earning money and learning how to handle it. Ok, ok you are not in your twenties but are in your thirties and have started looking at financial planning. Fine, this article will […]

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If you are a student of financial planning you should know the following. Just find out how many of these statements are true and how many are false….. Financial planning is perhaps difficult for a client to do it himself because of the personal bias that might set in. Procrastination is the enemy of compounding. […]

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My name is P V Subramanyam, a Chartered Accountant by qualification and a financial trainer by profession. To make money you need simple ideas and discipline. Hopefully that comes out in the blog. After a 20 year career serving in the trenches of the financial services industry – from Equity broking, mutual fund advising, corporate […]

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