I just cannot believe the kind of things the average American does…and the way he harms his body… Some of these things which my grandma did can help him…: 1. Do not buy bottled water – fill up the bottle!: Most of them consume so much of soda (gas!) in the form of Coke, Pepsi, […]

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Head held high, eyes on the stars, nose to the grind, ear to the ground, money where the mouth is, tongue tied, chest out, feet on the ground, have you tried doing all this simultaneously? Really tough…stop listening to the experts! It is a whole long list of lies that I can enumerate (some American, […]

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Recently an article of mine was published in rediff.com. As expected it was about starting early and investing small amounts regularly. What is amazing is the kind of responses that I get when I say something like this – in a class or in writing. Most people who can invest will not. They will keep […]

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I was wondering whether the title should have a ‘?’ after the word status, then decided against it ! Any other country in the world with the same statistics as USA would have been down graded..a few notches. However all the credit rating companies (you have to smirk when you talk about them) are based […]

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USA is a rich, big, innovative country which does not get into any financial mess. This is what we were taught in school. Obviously things have changed. What is the implication of Greece problem for the US? 1. Well first of all the Euro is getting weaker. This looks like good news, but it means […]

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It is customary for people to give sane advice- if you have a kid, the kid should have a PPF account. This advice makes very little sense. First of all most of the people I meet today invest far, far more in a year than the max possible amount of Rs. 70,000 in a PPF […]

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this appeared on Utvi when the index was 11,000 or thereabouts… In the latest episode of Smart Money, UTVi’s Vikram Oza interviewd PV Subramanyam who is a Financial Trainer. Is it a common to people stop making investments when times are tough? Subramanyam: When the markets are down, people ask if they can stop their […]

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