What is retirement? and what age should it happen? Is retirement an age or a sum of money? These questions bug everybody who is atleast 32 years of age. Why 32 years? Simply because it takes 2-3 years for the mind to accept that you are no longer in your 20s! So suddenly you wake […]
October is a particularly dangerous month to speculate. The others are January, September, April, February, July, November, June, August, March, May, and December. or something to this effect was said by Mark Twain. One of the main reasons why people lose money in equities is people speculate instead of investing. Trading is not investing! So […]
An interview with a Venture capitalist who works for an American Venture capital company, is influenced by John Bogle and John Naish. Surprisingly his conscience is still working and he gave a free and frank interview to subramoney.com. Any resemblance he has to Santa Claus is absolutely correct. Both are fictional characters. Read on: Sir, […]
Myth: Time in the market is more important that timing the market. This says that the longer you stay invested, the more chances of you making money. Again, only partly true. Good investors know that timing is all. While no one can call market peaks or troughs correctly all the time, we all can figure […]
Gold: buy or sell? Most mothers (in India for sure, internationally, I do not know) are telling their sons and daughters – Gold is far better than the shares that you have. In the last 1 year it has given 32% return vs. -45% in your shares, so buy gold. To most common people this […]
My parents always managed to make ends meet, even though my mother was a stay-at-home mom and my father worked in a factory! Neither my sibling nor I did things like ‘tuitions’ and these kind of income supplementing stuff. Of course unlike many people of my father’s generation he did not have to support his […]
Why should I hold cash? A very good question which many people keep asking. It is true of individuals, corporations and funds. Well cash is held for 3 main purposes (any Economics tutorial 101 will tell you this): 1. Transactions Motive – to do transactions 2. Precautionary Motive – just in case I need something. […]