When the government by a fiat says that you need a license to do something, the government (deliberately and knowingly) creates a vested interest. Government of Maharashtra gives a taxi permit / auto permit. So if I qualify as a driver, I should be able to go and pay a small fee (say Rs. 5k) […]
There are a few myths in Economics and here is an attempt to handle a few of them. The worry is that these myths are so ingrained that we may all find it difficult to even accept that it is wrong. However, wrong it is, and let me start by enumerating them: 1. There is […]
Some things are basic to life…like: – it is better to be a LENDER than to be a BORROWER. – pay off the MORE expensive loans first – if you MUST have debt, it is better to have a tax deductible debt – your credit rating determines your interest payment – the more number of […]
Hi Subra …should we do some training? Me: Of course R, we should…but tell me what. R: Actually whatever you want. Communication skills, Sales Closing skills, How to make a Powerful Sales Opening…. Me: hey but I rarely do this kind of stuff…I do domain related stuff, you know that for the past 10 years […]
Here are some excuses that normally people give – I have a simple job for you: Please find the questions for which people give these excuses: 1. I have no time at all: ‘Subra you do not understand. I have a job, it has some stunning deadlines, I travel a lot. I…..’I just do not […]
A few days ago one of the persons I know called to say: “Do you know that 5 CEOs have resigned in the last month in the financial services industry!”. I said hmmmmm and did you know AT LEAST 5 financial services companies are in the market trying to ‘sell’ from one owner to another? […]
Sadly there is not enough research on the financial behavior of Indians. On the other hand there is a lot of research in the US about American earning, spending and investing pattern. It is NOT possible to just do a cut n paste of the American behavior patterns, and THEREFORE one cannot just accept the […]