I have spent half a century on the planet so have a lot of friends, classmates, cousins, friends who have spent similar amounts of time on planet earth. I have a lot of friends who are runners, and cyclists too. A few days ago one young friend was cribbing about the price of petrol. […]

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One reader (SR)  sent me some details like age etc. and asked me “Can I Retire, my age is 41 years”. Answers like ‘yes’ or ‘no’ is perhaps very easy to give. Completely irresponsible too. Let me explain. If I were a doctor and a 41 year old man came and said ‘this is my […]

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Some of the kids I know are going to HATE me for this article…sorry guys n gals but you have really inspired me to write this. Honestly this is dedicated to you. Here it goes! 1. Your cheques bounce: Oh not regularly but 4 times in a year. This could be because your salary came […]

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Once upon a time we had sports. Then the sports became a business. Once it becomes a business, money maximisation becomes a must. So all games have to look ‘great’. So billiards has a lot of coloured balls (what the media did to make you shift from b/w to color is a different story altogether!). […]

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No, this is not a post…just a FB type of a comment. When a public issue of L&T Finance was announced (about a year back?)…many of the employees of the L&T group called me. Many of them were thrilled that they would be getting some ‘fixed quota’. I am not sure if I could have […]

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A few days ago one of the persons I know called to say: “Do you know that 5 CEOs have resigned in the last month in the financial services industry!”. I said hmmmmm and did you know AT LEAST 5 financial services companies are in the market trying to ‘sell’ from one owner to another? […]

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One of Taleb’s quotes is ‘never trust an employee’ – I guess it includes commission agents, also. If you are not paying negotiated fees to an adviser, you are paying a pretty high fees in some other form that you cannot see. Here are the case of 2 employees (some coincidence they share a surname). […]

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