Normally advising is a boring, not very paying business. However, when a friend lost a cousin, he called me….and after some efforts the claim got settled. Then I received this letter (surely not drafted by her – her English was not good) but I guess she took the trouble to get this letter drafted…. what […]

Read More →

There have been some emails and questions that people ask. Since many people ask me similar or same questions, I thought a post would be appropriate: 1. Why do you not do a review of the personal finance programs that appear on television? Answer: Am incompetent to do so. I have no clue what is […]

Read More →

there will always be a set of believers and a set of non believers. So there will always be some myths. As a blogger it is nice to keep clearing them…because too many people are creating myths very fast. Let me attack 3 myths today (I was told by somebody that people get confused if […]

Read More →

Did you know that Mumbai has as many cycles as it has cars? But of course they do not have the lung power or the media power to be heard. They are invisible – doodh wala, paper wala, grocery store boys, …etc. They somehow have to accept that the motorist is in a hurry – […]

Read More →

Long ago when a good friend of mine was learning the basics of astrology, his father (and teacher) gave him a horoscope and asked him for his opinion. He said “it is a lousy horoscope” – this guy has no marriage, he will never own a house, he will not amass wealth, ….”. His father […]

Read More →

Many people have asked me – do you trade? and the answer has always been – ‘kind of’. I am convinced that you can build a kind of permanent portfolio – but you need to be thick skinned, and deaf to all the noise around you. I have been told by many well wishers that […]

Read More →

Every time a person looks at his / her portfolio there is likely to be some regret: In Dec 2008 you wished you were more into cash and in 2009 you wished you were more into stocks. However one thing is certain – the most disliked asset gives very good returns..depending on how you look […]

Read More →