If we have been brought up on financial myths – can food myths be far behind? Well one of the myths is : Cow’s milk is food good enough to make you strong Cow’s milk gives you a lot of protein and calcium Cow’s milk is food for the Gods and the Kings ….right? Well […]

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RBI is the banking regulator and obviously it has a role in development of the banking industry, right? Well, over the last so many years what is the penetration of banking in India? Well about 6-8% of the country’s population has some access to banking. Why we do not have banks with EXCLUSIVE mandate to […]

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If you thought the government was arbitrary in its conduct, well join the gang! The Supreme Court also thinks so… Actually to the sharp observer with a conscience the Vodafone and the P Chidambaram case were clear. It is sad that it had to go right up till the Supreme Court. In case of Vodafone […]

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There are many people who prefer buying mutual funds, medical and life insurance and many financial products through an agent. Normal reasons why people use an agent are as follows: He helps with filling up the form He knows what is happening in the industry and will be able to give some useful advice He […]

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  Buying any financial product is not easy. Let us look at a product like life or even general insurance. Fact is, you are buying a ‘security’ – you want to be reasonably sure you are dealing with a good company, right. What do people look for: 1. Can I buy it online: Ease of […]

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here is a letter that I received..if it were true, I could have paid a dollar for everybody clicking on my site…alas, i think it is one more junk mail..but it makes interesting reading, does it not? read on:   How are you today? I must say that I have enormous respect for you considering […]

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I have always held the view that you should have your own medical and life insurance – do not trust your company to cover you sensibly. Most general insurance (medical) decisions in corporate India is a finance and HR decisions. Rarely, if at all are they equipped to handle this decision. Let me give you […]

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