I recently met a life insurance agent who has been selling financial products for the past 13 years. His life has not been too bad. The agency commissions from life insurance, mutual funds, company fixed deposits, and certain other products has been his main source of income. His wife is not earning. With this he […]

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‘Sir I took a ULIP because my classmates sister became an agent’ – but it is ONLY Rs. 12,000 a year, I CAN AFFORD IT. – earns about Rs. 800,000 a year, has close to zero savings, busy paying off 2 wheeler loans, marriage loan, and about to take a car loan. ‘Subra I realised […]

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Those of you who are following me on Facebook know that I recently ran a full marathon. Only a couple of days before I decided to run, and only on the run day did I decide to run 42.2 km. Running a Marathon has a lot of advantages. It allows you to think – and […]

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Remember for all my anti US stance, I still think it is a great country, and will be rich and successful because of a millions of reasons. Of course they have power, money, arrogance, and the ability to think they can control the world’s destiny. However the main reasons why it is likely to retain […]

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If 20% of the people own 93% of all the wealth in the US, it cannot be called a democracy… Here is a brilliantly written article….no clue when I will find such a nice article about our own democracy…. read on http://www.huffingtonpost.com/lewis-lapham/money-in-politics_b_1900173.html  

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Make no mistakes. I do think that agents can play a great role in your life. A good agent for mutual funds, life insurance, real estate, travel, can really work wonders for your investment or travel. Many of them are very good people with excellent knowledge of the product, customer (you) needs, planning, etc. and […]

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Here is a mail from a reader A….a. I cannot profile her, I know not. Assuming she is a typical middle class person…her experience is interesting. Looking for comments from readers on what she should do… “Want to share my experience with the readers and Subraji. 2 years ago I and my husband bought amulya […]

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