Are you in Denial mode regarding your retirement financial needs? I cannot comment for every one, but too many people I meet are in denial about their financial needs for retirement. Most of us do not want to accept that we will buy 3-4 washing machines, air conditioners, refrigerators, maybe about 2-5 cars, at least […]

Read More →

Gurur Brahma Guru Vishnu Guru Devo Maheshwara Guru Sakshat Parah Brahma Tasmai Shree Guruveh Namah! Most Indians (sorry this may be homogenising all other religions!) know this prayer. Today is Teachers’ day. It is one profession for whom my fascination will never end. I recently met a Pediatrician with 35 years ex experience – she […]

Read More →

If you wanted to make a career in a sport would you just watch that sport on television and hope to be a world beater? No, I guess. Similarly if you want to be a good investor watching television or the pink papers or the personal finance magazines and websites may be not the best […]

Read More →

Some amusing incidents… A friend who heads wealth in a big branded organisation was sitting in his office…and I was one of the persons in the room when this happened. We were having coffee when his immediate assisstant came asking him to come along for a meet. My friend said all the right words..You must […]

Read More →

this book review of “When markets collide” appeared in the Feb issue of Money Today… Signals for survival P.V. Subramanyam February 17, 2009 You have heard about the clash of civilisations; now read about the collision of markets. Mohamed El-Erian, argues that the global financial crisis is only the effect. The cause is the process […]

Read More →

Whenever I meet clients who are new to investing I can make out who has been their adviser for their earlier investments. It could be a cousin, neighbor, or a banker. They leave a lot of trail. The greatest thing that they do is emphasize on recent history. Though we all know that today was […]

Read More →

The US government is pouring out AID this week to a number of financial companies under several of its recently instituted ‘support’ programs. Citigroup, Goldman Sachs Group, JPMorgan Chase & Co., Wells Fargo, and GE Capital are now in various stages of selling bonds backed by the government, thus lowering the rates they would have […]

Read More →