Easier, More expensive solution is perhaps wrong….

Two hobbies of mine are running (long distance like the 10k and the half marathon) and cycling. Now long distance running and cycling are both endurance testing rather than speed and strength testing. However, I need to increase my speed – so that I can finish in decent time if I enter a competitive race. [...]

National Pension Scheme: NPS is good, but….

Having been in the financial services industry for a long time has its advantages and disadvantages. The advantages are you know many people. In fact too many people. So when a product is launched or being launched you get a sneak preview. I had got a sneak preview of the NPS’s rates. Looked too good [...]

Financial Learning..

Most business people pay lip service to education and training. If you are a business man and know your business well you still need to learn about money. You need to be updated about HR. What about logistics? – really the works. Ask a group of business people if they’d be willing to attend a [...]

Top Management and financial literacy…

Last week I met with a very senior person in a very very big bank. It took almost 10 minutes of security check before I reached him. As usual I asked him “How come your bank which has such a high training budget not spend any money on teaching personal finance to YOUR OWN EMPLOYEES?” [...]

seeking forgiveness from all…Michhami Dukkadam!

When you grow up in Ghatkopar and live there for 3/4ths of your life, most friends tend to be Jains. So over the past 10 days a lot of them called me to say ‘Michhami Dukkadam’. And as is wont, I repeated it. Little did I realize that I am communicating far, far more on [...]

I really want to learn….!

Most business people pay lip service to education and training. If you are a business man and know your business well you still need to learn about money. You need to be updated about HR. What about logistics? – really the works. Ask a group of business people if they’d be willing to attend a [...]