I was recently talking to a group of doctors and some of them were cribbing about how they do not have enough cash flow. For a layman this might come as a shock because they feel overcharged every time they step into a clinic…Here are the reasons some which the docs said, some mine: 1. […]

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There are many people I know who are contemplating retirement 5-15 years before they HAVE to retire. When I ask them WHY do they want to retire, these are the normal answers that I get: 1. Have enough money. However there are a few people who say they have ‘enough’. Then I calculate how much […]

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