Today all websites tell you that you are just not competent to manage your own money. This is followed by a corollary saying ‘therefore you NEED a financial planner’. Be that as it may, assuming you have a financial planner, what are the questions that you should be ASKING him….and then hope that he answers […]

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Come on you did not open this post to find an Investopedia definition of Life Insurance, did you? I recently came across a brochure by our reverend Regulator a book on Life insurance. I read it and knew that this was another obfuscation attempt and nothing else! Well let us look at what is Motor […]

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Doctors are the toughest to define professionals! You find doctors earning as little as Rs. 200,000 a year to doctors earning Rs. 200,000 a day. It may be some exaggeration, but it is not far away from the truth. However not all doctors are rich, handsome and  managing their moneys well. Also contrary to public […]

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Those of you who are following me on Facebook know that I recently ran a full marathon. Only a couple of days before I decided to run, and only on the run day did I decide to run 42.2 km. Running a Marathon has a lot of advantages. It allows you to think – and […]

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Make no mistakes. I do think that agents can play a great role in your life. A good agent for mutual funds, life insurance, real estate, travel, can really work wonders for your investment or travel. Many of them are very good people with excellent knowledge of the product, customer (you) needs, planning, etc. and […]

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I have been speaking to people who are about to retire or recently retired…and this is a kind of trend that I am seeing: a. They have NO clue about how much they will require for a comfortable life ahead. b. For many of them they say TAX is a big worry. c. Not enough […]

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Let us look at some things which were heralded as a fantastic solution for a problem. Then we will see how these have NOW become problems and not a solution as it should have been. Insurance, Home loan, car loan, educational loan, derivatives, leverage, credit cards, ………….. Look at business Insurance. It is a brilliant […]

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