Subra, my money is safe, I bank with a mnc bank. They have fantastic internal systems, audit, well paid and well trained people to look after my money. They have a fantastic ……. Really? And I have dealt with banks, insurance companies, mutual funds, IFAs, ….and I know this is a wishful statement, not true. […]

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No this story is not about greed. There was a farmer who had a hen that laid golden eggs. The farmer was a bit of a miser. He looked at the hen and thought – all the expense is because of the front side – and all the income is because of the back side. […]

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happy Ganesh Chaturthi to all of you. Like an ad says …’please wear a helmet when you ride a bicycle, motorcycle or skating…Only Ganesha gets a replacement of the head! For those who have not read about Ganesha, the asuras he killed were: Matsarasur (Ganesha riding the lion), Madasur (he was already Ekdanta, and was […]

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There was a group of monkeys who had recently re-located and had a smart king. He had protected them from many dangers and was liked, feared and respected. In the new location there was a big lake – and looked inviting. However the king was smart and had warned them against it. He had told […]

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Here is a story..obviously from the great Hindu Mahasamudram. It is an obvious cut paste (which means it is NOT original), but the learning is more materialistic. Obviously at the philosophical level it is the Gandhian philosophy – there is enough for every man’s need, not for every man’s greed. Or you could take it […]

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I am planning to do a series of articles on how clients get ripped off, this is the first part. The manufacturer – distributor – client is a very funny relationship. It is a tussle where everyone wants to win (as usual) and who ultimately wins is difficult to know except over a long period […]

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If you have been in the equity markets for 30 years you have some advantages. First you have seen many players come and go. You keep wondering how many are genuine, how many are fake. Over this period you classify people into platinum, gold, silver, …and of course mud. Fund managers also come in various […]

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