I know very intelligent people, very close to me, very successful, very humble – and many of them are Sathya Sai Baba bhakts. One thing I have learnt in life is ‘criticising is easy’ but ‘delivering is difficult’. When I have to criticise somebody I look at ‘what would have I done’ and ‘given the […]

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On 9th April at 3.30 pm and on 10th April at 4.30pm Cnbc will telecast a program co-produced with NSE. This is a program on basic investing and I said the same simple things…start investing, compounding will work, gold is a commodity which has done well, real estate is a saving asset…and also answered some […]

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There are a few Golden Rules of investing…apart from the most important one..’The Man who has the Gold, makes the rules’ …apart from that the other rules are: 1. Do not abdicate financial understanding: “I trust my adviser” is not always a statement of faith. In many cases I know, it is a matter of […]

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I am not even sure whether a conversation or strategy which some of us use should be part of this blog. However as an experiment here is a trend in some of our portfolios. I have no clue whether it will work in the future, it has worked in the past – say 20 months. […]

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Recently 2 Nris asked me this often asked question. I remember Srikant doing a story on Moneycontrol sometime back regarding the same. I come from a school of thought that ‘whatever happens in my life is because of me’. However this was before I saw some managers handling some gullible people’s portfolios. Both these are […]

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Normally resolutions are made at the beginning of the year or on a birthday…however here are some resolutions that an investor can take / do any time: 1. I promise to reduce mutual fund costs: If you are in a diversified mutual fund which charges 2.5% (max) shift to some scheme which charges less (say […]

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The Golden Rule of Investing is that the Man with the Gold Makes the Rules of Investing. You have to remember this rule – because this article is about REBATING. Rebating is illegal in India – it means if I ask you to invest in a life insurance policy, general insurance policy or a mutual […]

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