I am sure you are all dying to hear what is this word…..well the word is NO. Nahi chahiye. Nyet. Nein. Vendam. Nako. Nathi Jothu. Do not want….. the single word is NO. When I was reading an article recently I saw an article with similar headlines…it was an article in Newsweek and it said […]

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I interact with a lot of youngsters. I mean from age 21 (fresh graduates), 23 (fresh MBAs) up to the age of 30- and a few who are older too. I would have said Young, Fabulous and Broke – but Susie Orman uses it regularly on her show! I do not think there is a […]

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I know very intelligent people, very close to me, very successful, very humble – and many of them are Sathya Sai Baba bhakts. One thing I have learnt in life is ‘criticising is easy’ but ‘delivering is difficult’. When I have to criticise somebody I look at ‘what would have I done’ and ‘given the […]

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Mr. Subra my name is A…K. These are some of the facts about me. Please tell me whether I am on the right track please. Facts: AK is 52 years of age, works in a semi-government company. He has a house in Mumbai (current estimated worth Rs. 85 lakhs, located at Mulund). He drives a […]

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Frankly I do not have an answer…but let us see what can happen. Lots of people who have made money on the up ride from 9k to 20k whom I know are happy to sit on cash earning 10 to 10.5% p.a. interest. See the IDBI bank ad – it is screaming a rack rate […]

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The word SWR or Standard Withdrawal Rates is not an Indian term – at least I have not seen any Indian website or magazine use it…It is a UK or US terminology…let us see what it means.. It is the amount of money that you should be able to withdraw comfortably from your Retirement corpus […]

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Many people deal with kids in a way that they think they do not understand money…This is very funny and sad. Let us run a checklist on what your kids are learning: – Do your kids realize that everything costs money? The domestic servant, the driver, electricity, using a house (rent), banking, investing – NOTHING […]

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