Most of the Governments of the world have been subsidised by the middle class. Let me explain. The biggest borrower in India is the Government of India – about 80% let us say. Now this government along with the RBI can decide the interest rates for most of us. They decide: at what rate PPF […]

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It is not easy being in the retail business. And surely not so for arrogant old economy companies who have sold in the control regime economy. So what should you do if you get bad service? Go viral. Yes the Indian net penetration is no patch on the US as a %age of penetration, but […]

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If you had invested Rs. 10,000 in Wipro and kept all the shares with yourself, and spent all the dividends, your portfolio would be worth Rs. 300 crores (ok it does not matter whether it is 100, 200 or 300 crores) – it is just a gigantic figure! If you had invested in Reliance, Hdfc, […]

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