Yesterday a friend showed me the working of Reliance Mutual fund – he does not want to share the work publicly though. He took a very (perhaps not practical) view that an investor does a Rs. 1000 SIP in each and every equity fund of reliance mutual fund right from the date of launch of […]

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Here is a mail from a reader…I thought readers / fans of planners / etc. should respond. Would love a response from Babar Zaidi, Ritu Kant Ojha, Anirrudha, Kamya Jaiswal, Debashis Basu, Khyati Dharamsi, Deepa Venkatraghvan, …other CFPs, ….all others welcome. I personally do not understand how personal financial planners work (well to a great […]

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More than 300 families that I know must have made this statement! I love it. All those reading my blog know that I believe in keeping things simple, and using own skills rather than ‘hired’ skills. Even when it comes to making a will…my normal advice is “If you have led a simple uncomplicated life […]

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I have been in the markets for a real long time. As a friend says when we entered the market flying was considered dangerous and sex was considered safe! I started learning about something called PRICE-DIVIDEND RATIO. I was told dividends are the only thing that a small investor knows for real, so he should […]

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Those people who pretend they know how much they are earning, spending, investing or what is their net-worth either maintain detailed accounts or are lying! The mind is a poor accountant, and it creates facts in such a way that is palatable and is socially right sounding! For example if you have spent on some […]

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Sunday philosophy ka quota! When people ask me for a feedback on the work that they have done I am usually in a quandary. First of all if i have no end usage of that product, or that person is not in a reporting relationship I NEED NOT GIVE a feedback at all. However, they […]

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I have been asked a few times ‘Why do you not write a book on Money – especially for women’ ? This is difficult to answer. There seems to be a stereo type image of a woman needing ‘help’ to manage their money. It may also be a hint that women do not understand finance […]

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