In this day and age when there are so many advertisements for thirst quenching drinks….why drink water? Every advertisement wants you to drink Pepsi, Coke, Mirinda, Thumbs Up, what have you. Then there are other healthy drinks which have no advertising, but is still very popular – albeit with the lower strata of society. These […]

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Stupid question? Well let us attempt an answer first…then decide whether the question is stupid…. The full repayment of principal and interest is guaranteed by the government, so there is no way how you will get less than what you paid for. So in a way it is safe. However if you have a 8% […]

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  Unless your parents have set the Thames, Ganges, Kosi, Nile on fire, chances are they have not managed their investments well. They may have done well, but it may not have been their strategy – could be luck! So here are somethings that your parents / elders / teachers may tell you…and you should…ignore! […]

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When asked about Retirement, normally people are in a denial mode. Why even ask them ‘What will your family do, if you drop dead’…is a question they hate to hear. They even hate me for asking these questions. It is difficult to know what to do…so best is either do not do anything or speak […]

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  There is a retail boom in India, but there are just not enough training schools to create the necessary Retail Force. Sadly retail is too big a word and too confusing. Let me explain. When a customer wants to buy bread or grocery he/she is only looking for good display, big and clean trolleys, […]

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The term Bear Market is not easy to define. A loose consensus is when the market falls 20%, it is officially called a bear market. Let us say the market has fallen from 21000 to 17000, then it is a bear market. However, just hold on, life is not so simple! Too many pundits and […]

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I am not getting into whether the future is very bright or very bleak. That is not the aim. Clearly the world that matters i.e. the so called developed world is living beyond its means, and the rest of the world does not know what to do. The Greeks classify everything as a dangerous profession […]

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