When the life insurance industry started in 2001-2 you could see their executives all over the place. All the insurance companies had an office in every state. Training was never the same. This took me to Bhubaneshwar, Jamshedpur, Kanpur, Jaipur, and many other smaller, much smaller towns. They all behaved like they will grow …and suddenly […]

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Why doctors need to maintain accounts… Doctors are almost mortally scared of accounts and accountants. They love money, but hate accounting – especially the details. Hey Doc, understanding a balance sheet does not mean you need to know HOW to make it. After all to enjoy an omlette you need not lay an egg! First […]

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Research is always interesting – especially if you are getting paid for it! As a company we do research of a few hedge funds. The discipline that they show while picking stocks is quite amazing. There are various screens which they use – from market capitalization, no. of transactions in a day, value of trading […]

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small investor, financial literacy, financial awareness, financial inclusion….what an amazing array of words we have created for bureaucrats, politicians, businessmen, capital market pundits to meet and eat! Frankly if you want to climb the Himalayas you need to join a Gym get into good shape and then climb the Himalayas. In the investment arena you […]

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Hey buddy you have no choice – if you do not have equity in your portfolio, Man, you are DEAD! You would hate to hear this if your financial adviser (financial product salesman) were to tell you, but it is the truth. You have no choice in seeing where to invest for people looking to […]

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post repeated with some re-writing on request by a few ‘Satsang’ friends …who wanted to read about what I told them about life, portfolio creation and ghee….some of you would have read it earlier..sorry for the repeat… Life, wealth, milk and ghee. Have you wondered what is the connection between creating a portfolio, ghee, life […]

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I have been getting lots of mails from Nris all over the world – Australia, Bahrain, US, UK,… not sure if there is a pattern..many of them want to invest in India and are wondering how? If i were to address issues relating to Nri investors…what are the areas that YOU would want me to […]

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