In the 1960s if you wanted to buy a house, it was considered almost impossible to get a home loan. It was only in 1980 that Hdfc started giving home loans – and that too sensible amounts. That explains why Hdfc is so popular – people love the guys who gave them the HOME. Especially […]

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Hey buddy you have no choice – if you do not have equity in your portfolio, Man, you are DEAD! You would hate to hear this if your financial adviser (financial product salesman) were to tell you, but it is the truth. You have no choice in seeing where to invest for people looking to […]

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Should I buy real estate now – now that the market is down or wait for it to get lower? This is a question that everybody seems to be asking. Frankly I do not know. A classmate (Prakash) and I have been having a disagreement about the direction of the housing market. He calls real […]

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The Housing Market… Why the Price-to-Rent Ratio is Signaling More Pain Ahead Whether you’re investing in real estate, stocks, bonds, or gold coins, you are rewarded primarily for your exposure to one thing – risk. After all, markets are only risk transferring mechanism. In the summer of 2007, I warned friends that if they were […]

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