Subramoney was the only blog which did not have a view on the most important media event of the day at 11am. So I decided to write my views (at 8 pm Wednesday) on PC’s budget to be presented on Thursday…here it is. It is the only post (I challenge you) to have such a […]

Read More →

Ok having given such a negative spin to resolutions, I need to tell you HOW it works, right? Well a resolution does not work unless it is a resolution helping you towards a goal. So much before the resolution is made, a goal has to be created. Clearly goal setting sounds simple -but is extremely […]

Read More →

US Fiscal Cliff simplified for everyone. This puts things into a much better perspective as to the present US economic situation.. Lesson # 1: * U.S. Tax revenue:      $ 2,170,000,000,000 * Fed budget:        $ 3,820,000,000,000 * New debt:        $ 1,650,000,000,000 * National debt:      $14,271,000,000,000 * […]

Read More →

  A financial adviser has to have the guts to ask the end customer (read YOU) some questions like the following mentioned here: 1. Your qualification is good, and your salary is great, but can you really make a 15 year commitment of EMI for the housing loan that you are taking – at your […]

Read More →

Planning to do a series of articles on Couples and Money. I do not wish to see how many articles, but this is clearly one of the earliest. A couple may fall in love or have an arranged marriage, but they surely meet before their marriage…so these are things which they should surely talk about. […]

Read More →

These are 3 posts rolled into one: -What is new in the budget presented by Pranab Mukherjee – Advantages of ULIP or Why you should buy a ULIP -Advantages of smoking Sorry all the 3 headings I have nothing new to write. I heard a joke, can share. On Thursday night Pranab Mukherjee called Sachin […]

Read More →

‘Hello Subra will you do a post for the Budget?’ Me: No. Media house: Why? Me: The Budget is a media event, NOT what the public want. MH: Subra, everybody wants to know what will happen to the country in the next financial year. Me: Complete nonsense. We are a victim of HABITS. The English […]

Read More →