Indian elite (with whom I deal) is an amazing lot. I frankly do not know about people in other countries, so let me speak for Indians alone. We like to complain about – poor service of trains, poor roads, corruption, high taxation, poor policing, poor state machinery, pathetic infrastrucutre in general, fall in the education […]

Read More →

this post was done on Vijayadasmi day..it is worth repeating..will also play it on Vijayadasmi day…for those who missed 🙂 No this story is not about Durga..it is about a friend named Sandeep. Sandeep was a classmate in Fatima High School at Kirol, Vidyavihar, Ghatkopar, Mumbai. When I was in class 6, Sandeep was in […]

Read More →

THERE are two relevant quotes that I came across: George Bernard Shaw once said, “Whenever I go to my tailor, he measures me up”. John Maynard Keynes, the economist, once quipped when he was accused of inconsistency: “When the facts change, I change my mind. What do you do, sir?” Risk management is all about […]

Read More →

Once in a while at least we should look to helping others. Like in an old Hindi movie Amar Prem Rajesh Khanna tells the villian “Even animals look up while eating, as if thanking God for the food that it has got”. As human beings let us do our bit. There is an organisation (UK […]

Read More →

In an earlier post I had spoken about 3 people’s attitude about money. Today it is another set of people. I met a 82 year old lady – very active, agile, smart and with a fantastic memory. She had taken up a job when she was 18 years old for a princely salary of Rs. […]

Read More →

For all of us how we handle our personal finances is important. In fact how much money we have at the end of our working lives is determined by how well we manage our money. How hard and how early our money starts working for us is important to determine our net worth. Good financial […]

Read More →

The idea of life-insurance will probably first come your way when you are planning your tax returns. That’s how it is for most Indians – insurance is a tax saving device. Well, there is a lot more to life insurance that it pays to know. Let’s begin by looking at every step of getting insurance. […]

Read More →