“Let us get the basics right, Subra, if you want to be safe, you should invest in gilt. Equities, equity mutual funds, etc. are for the rich people who read your blog NOT FOR middle class people like me. I am a bank manager and I have all my money in bank fixed deposits. […]

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In the 1960s if you wanted to buy a house, it was considered almost impossible to get a home loan. It was only in 1980 that Hdfc started giving home loans – and that too sensible amounts. That explains why Hdfc is so popular – people love the guys who gave them the HOME. Especially […]

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Hindu Business Line carried an article by Aarti by the same title. She starts by saying it is blasphemous to even ask this question. I agree that it is the way the media has ‘asked’ people to think. However, I belong to an old school of thought. It is easy to say ‘costs are everything’. […]

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Is this a question that has been uppermost in your minds? I have been saying ‘do a good SIP in a good fund and go to sleep’ – and I have been blunt enough to say which funds too. Now is this applicable to all the people who read this blog? No. Of course not. […]

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If you are a Tata Motors watcher, the sales of Nano should worry you, right? Well, not so fast. The sales of Nano will not do any great magic to the sales of Tata Motors. Nor will it affect the margins. To make an impact on the books of Tata Motors, Nano has to sell […]

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Instead of worrying about the rating of funds, look at the fees that they charge. A well performing fund with a lot of aum is likely to be charging LESS than a smaller, but poorly performing fund. Of course this is because there is a ceiling on charges…but do remember…FEES ARE IMPORTANT, and of course […]

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No, this is not a post…just a FB type of a comment. When a public issue of L&T Finance was announced (about a year back?)…many of the employees of the L&T group called me. Many of them were thrilled that they would be getting some ‘fixed quota’. I am not sure if I could have […]

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