Most people I know spend less than what they earn! I wish I could say ALL people I know spend less than what they earn…well they do not. Why do I keep harping on income and expenditure, because it is not easy for many people to comprehend. Let me see how simple I can make […]
Question: I’m a 56-year-old teacher and my husband recently passed away. I own the home in which I live, but do not have a pension or any investments. All my monies are in public provident funds, national savings certificates, and bank deposits. However, I will receive Rs. 20 lakhs from my husband’s life insurance policy. […]
This is surely an attractive title…but Suzie Orman says she has a Money book for the Young, Fabulous and Broke! So this cannot be a title for my book… Now what is young? Young is what young does! So young is somebody who is 10 years younger to me and old is somebody who is […]
This appeared under my byline in reuters india in their personal finance section 2-3 years ago… I have a difficult time explaining to editors in their 20s why there is a gap between what I say in my columns, what I do and what others do. The origins of this article can be traced to […]
Many (most) people think that IFA as a community look at the commission and then decide where the funds of a client have to be invested. Not wrong most of us would think this is fair – after all it is in ‘his or her’ self interest that they should act. However many smart agents […]
2 day WORKSHOP on Finance for NON FINANCE MANAGERS 11 – 12th February, Peninsula Grand, Mumbai Essentials of Finance for Non-Finance Executives is designed to provide you with an understanding of financial management principles and equip you with the practical skills to develop informed and effective financial plans. You will learn skills in analyzing financial […]