Archive for December, 2009

Health coach vs. Financial Coach

Sounds funny but we may have reached a state in our lives that we need coaches for many things. It is not far away that a Wedding Planner will include ‘pre-wedding’ arrangements like doing a medical test for the bridal couple, arrange for a session by a financial planner – on how to manage your [...]

Agents sell garbage…

This is perhaps the most amusing comment i have read in recent times. I also like N Vittal’s statement – ‘you only hear bali ka bakra, do you hear bali ka haathi or bali ka Sher?’. Similarly for many of today’s writers (including yours truly) the easiest thing to do is to attack the bakra. [...]

Term life insurance?

Mr. Narendra called me to ask about his life insurance. Like all smart yuppies he knew everything about life insurance but just wanted to check out something. He had a life insurance (term) from ‘A’ life insurance company. His sister in law was the agent, so he had taken it from them. He was paying [...]

Meeting with a Gym owner…

A friend introduced me to the owner of a nice gym in the suburbs of Mumbai. He has a nice ‘civil service’ background but quit all that to start his own gym. While talking to him I came to some fantastic observations which people in financial services could use: 1. Even though he pays a [...]

Financial Adviser: Cheated!

Two interesting conversations with two different Independent Financial Advisors was very interesting. It is worth mentioning here! Normally the word cheated or cheating is assumed to be associated with the client being cheated, but in these cases it was the adviser who was cheated. When I started my articles for doing my Chartered Accountancy in [...]

Cnbc, Jim Cramer, and Robert Kiyosaki…

I read the Kiyosaki book about 10 years ago if not earlier..and could identify with him…except for the ‘Amway’ type of selling. Not that I have anything against Amway, but it was not my style. Many people pushed me Amway as a training opportunity, etc…but it did not cut. However, now identifying with RK is [...]