This article appeared in Money Today….long back….. From what to how P V Subramanyam October 24, 2007 Print Email These days client questions have changed a little. No more is somebody asking—“Do I need to do financial planning?” Rather the questions are: “How do I do financial planning? What are the advantages?” These questions are […]
I have found many people spend money to satisfy some need which actually they do not have! Can you believe this? I myself found it difficult. Let me explain. When it comes to impulse spending we try to please our needs. One need is actually felt by us deep inside. The other one is temporary […]
Approach your Job like a business! Companies across the world operate in much the same way. They go into business, manage their expenses and try to turn a profit. This concept that can also be applied to personal finance. Think of yourself as your own business. To make your business a success, you need to take […]
Money TodayStory 7 deadly indiscretions P. V. Subramanyam October 15, 2008 Print Ema P. V. Subramanyam, financial trainer, Iris Having been in the money business for 20 years, I have interacted with brokers, bankers, owners of brokerage houses, life insurance salesmen and relationship managers. Many a times their financial temperaments and investment advice have left […]
So you quickly repaid a big part of your home loan because the interest rates went up did you? Welcome to the world of fluctuating interest rates! Interest rates play an important role in your personal finances. The RBI tries to raise or lower key interest rates that trickle down and affects everything – from […]
Kaun Banega Crorepati? Well this is what Amitabh Bachan asked you for a whole year! Of course everybody realized that the Indian is now wanting to be more than a crorepati. So the stakes in the game shows increased from Rs. – 1 to 5 to 10 crores! Frankly unless you are already a crorepati, […]
To provide liquidity to the markets, the FED, the European authorities, along with their Asian counterparts have decided to swamp the banks with money. However, this is likely to come with strings (ropes?) attached. No money comes free – immaterial of whether it is called Debt or Equity. The authorities have put a lot of […]