Balance your portfolio with MIPs? Many investors may have eroded their capital due to market’s slow grind. Investors are now seeking options on the debt side of their portfolio to protect their capital and also looking for a good rate of return. During these turbulent times, it is very sensible to be investing in equities, […]

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I have a few friends, cousins, etc. who ask me BEFORE THEY INVEST…here is an email that got forwarded to me saying…sounds too good to be true, want you to say my decision of saying NO is correct… I have reproduced the mail here..was sent by a National Level Distributor (not a bank) …clearly violating […]

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Regulators have a terrific ability to speak the language of the most dominant player. Have you observed that? When Hdfc Standard Life Insurance came out with ‘riders’ – fairly obviously some riders were priced more than the death main clause (will not go into the reasons here). This meant you could take a ‘Term life […]

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