I started off as a fan of Meru cabs – largely using it for airport trips initially. In fact at one point Meru became an addiction especially in Delhi and Bengaluru. In other cities Meru became very useful especially because I had no clue about distances and the geography. Then Meru started looking more and […]

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  I did a lot of trainings for a big PSU bank. Entering a training room was no great pleasure, but it was work! In a class of 50 people, about 42 would be present. On the second day about 37 would be present. However this 37 would include 8 who were not there on […]

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Rising real estate prices are likely to hit doctors the hardest! Do you see the connect doctors? Any simple business which is dependent on ‘geography’ will have to worry about rising real estate prices. Let us take the example of a opthal, a dentist and a ‘General Practitioner’ – all 3 doctors. Assume for a […]

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  You are a common man and wish to buy term insurance. You read subramoney and decided R company’s premium is the lowest and so you decided to buy from company R. Now comes the fun. You meet a person who charges you for advise (so you know you are paying him), but unknown to […]

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The technology space and certain sequence of operations in the finance space are big secrets. For example if I have developed a trading algorithm I would not like anybody to know the algo – especially if it is working well for me. Here in likes a dilemma – if somebody wants should you teach…or should […]

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For those of you who do not use what is parroting – it is repeating some cliche statements without understanding what it means. It also includes those statements which some of them may have no clue what it means. Let us take some statements which I hear…and some which are on the media: 1. Sir […]

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Sometimes you get rich by not getting ESOPs! If the private life insurance companies did not give you ESOP, rejoice. It must be really difficult if you have such a tough competitor like LIC! Look at what all they do: 1. They give in writing to corporates – we will give you 9.35% p.a. return […]

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