Principles are fixed, and can be written on stone. Here are some of them (nothing original, I can assure you). Some you will find in books by Branson, Rhonda Byrne, Buffett, ….Trump. However you may not find all of these in one place ..So here it is: 1. To be prosperous you have to believe […]

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Make that first investment; waiting is costing you a bomb! After every lecture on financial planning, I get many requests for information from, young people just starting out in life. Regardless of their age, people do realize that a little upfront planning and action can put them ahead of the game. Therefore, here is what […]

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This is a very old story…you can attribute the wise man to be Moses, Buddha, Tenali Raman, Birbal….choice is yours. The story goes like this…. There was a man who was digging a well. He was hoping to strike water soon. One man came up to him and said ‘Arre you are digging for water […]

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Somewhere in the web world is  fantastic CV of a man the world loves – that of Dr Manohan Singh! There seems to be no question about his integrity, his intelligence, simplicity, etc. However, this does not mean he need not stand up to people who are benefiting from his silence! The scams did not […]

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Or is it many different worlds….I am not sure! In the world of ‘investing’ as the media uses loosely, there are many worlds. One is the speculator who has to buy and sell almost instinctively and almost instantaneously! These people do not always make profits. However given a good broker, good advice, and some leverage….these […]

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The problem with personal finance is there is nothing new happening that is worth writing about! If I do not write about an IPO, a NFO, some new insurance plan launched,…or ‘tips’ on what to buy TODAY!  ,….or these kind of articles, really there is nothing to write. Also I am an old fashioned guy […]

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What is a financial statement and how do I create one for my family expenses? How will creating a financial statement help me budget and plan for my family’s future better? This is a question that I am asked quite often. Let me answer it like this: There are various financial statements that an individual […]

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