Many marital fights are because of one person trying to change the other. It takes about 20 married years to realize that it is not worth the effort. Learn to live with the other person’s style – after all he/ she is doing it. In case of Money Management, these are purely my observation, tell […]

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doing a lecture at Bangalore Stock Exchange (http://www.bgse.co.in/) on 28th August Sunday at 10.00am to about 1.00pm Topic: Financial Planning and Asset Allocation in Volatile Times Location: Mahaveer Jain College Conference Hall, Next to Bangalore Stock Exchange, 1st Cross, J C Road, Bengaluru 560 027. 080-41405271

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“This is a good time to enter the market” What bull shit. Complete bull. Nobody, repeat nobody knows whether it is a good time to enter the market or not to enter the market. So what do we do? We watch TV or ask our broker. If the TV anchor says wait for 5 months, […]

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Completely unconnected to the downgrade of USA by S&P, Mr. Deven Sharma stepped down as President of the rating company… Of course, USA is a meritocracy so it is not possible that White House would have made that fatal call..for the end of the tenure of Mr. Sharma… USA is not India…it is a free […]

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When the index was at 21000 we all were sure that it was just a little while..and we would be at 25000….well it never happened…then at 9k we were sure it would be at 6k..but it never got there either. The way we think so, is affected by the ‘Recency effect’ – the events closest […]

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Not sure why..but too many kids who meet me (their parents ask them to talk to me, gutsy parents!) tell me ‘I do not want to do CA, sir’. The reasons are: – it is too tough, and the pass percentage is low – compulsory articles for 3 years is too taxing – attending college, […]

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