happy Ganesh Chaturthi to all of you. Like an ad says …’please wear a helmet when you ride a bicycle, motorcycle or skating…Only Ganesha gets a replacement of the head! For those who have not read about Ganesha, the asuras he killed were: Matsarasur (Ganesha riding the lion), Madasur (he was already Ekdanta, and was […]

Read More →

When all of us feel that there is no risk, risk happens. Like all of us were sure that the markets will go from 21000 to 25000 it went to 9000. Market is a great humiliator -and exactly when you feel you have understood it all, it slaps you. At times it hits you in […]

Read More →

i wrote this article for some website / magazine..not sure which Reuters perhaps…. You have just crossed your 24th birthday, when you’ve gained the education and/or skills you need for the career you’ve chosen, and you’re earning money and learning how to handle it. Ok, ok you are not in your twenties but are in […]

Read More →

These are a few months of fasting, feasting and atonement. Once in a while it is nice to see above and tell HIM…thank you, you have given me a lot. Like a Jew would say ‘Dayenu’ (please Google to see what this wonderful Jewish prayer means – and read the translation, the physical  and the […]

Read More →

Who benefits from the introduction of xbrl? 1. The Regulator: When the Parliament asks the regulator to produce sensible documents, currently they do not. Not that they produce it after a time lag, they just do not have it! The regulator has millions of tons of pdf documents and hard copies – in an unclassified […]

Read More →

I HAVE BEEN TOLD TO SAY…THIS IS A HYPOTHETICAL EXAMPLE – ANY resemblance of this to the real world should not happen.. Viewer: Sir I have a home loan of Rs. 45 lakhs payable over 20 years at a (floating rate) of 11.75%. A new Aggressive Bank is offering me a New Loan of Rs. […]

Read More →

so much pressure from so many people to ‘feature’ new financial products! It means subramoney has arrived…or is it a case of desperation that products are not selling? I refused to feature products which are generally unnecessary for the readers (may sound pompous, but I am the judge here).. what happens when somebody has a […]

Read More →