Today most of us have made much more money than we thought we would make! Surely some of my classmates (ok just a couple of them) with a net worth of Rs. 200 crores plus are kidding themselves if they thought they will make so much money. Frankly when we started life after getting our […]
How to reduce your cost of living The basic needs of man are food, clothing, shelter and circus (entertainment?). However, most of us have today graduated from needs to wants and luxuries. However, when the headline inflation numbers hit 11.9% there is a serious worry about people not being able to meet even their basic […]
This is not a debate on whether you will live long or not live long. It is simple and easier to assume that you will live long – pretty long if you ask me. If your grand parents are pushing 85, your father is in his 2nd innings, but still holding a job at the […]
Today it is very easy to live beyond ones’ means. If you take any magazine you will find about 15 advertisements – of this about 14 will extol you to live beyond your means. If you can afford a Ford Ikon, they will urge you to buy a Honda City. If you can buy a […]
Getting rich is simple; it’s just not easy. If it were easy, everyone would do it and do it well … and they don’t! I’m not going to give you a step-by-step process you need to employ to get rich effectively. No, this article is to get you to stop and think about all the […]
I am a part of the team at Iris that does a column called “Portfolio Doctor” for Money Today magazine. This column is very popular – and the requests for being featured far, far exceeds the number of columns that can be carried. So here is what the editor of MONEY TODAY has to say […]
In our office we have a big team which works on a personal finance software – which failed and has been scrapped (update on 10th July, 2018) So the kids in that team keep asking what is financial freedom? My answer is simple, and here it is: 1. Largely, if you can laugh a lot […]