Recently a very senior executive from a Pharmaceutical company came to see me (let us call him Mr. A). He was earning well, had a nice house, drove a nice car, ….to the world he looked successful. However he had 2 major problems – his son (age about 28) and daughter (aged 25) were quite […]

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What happens when you cannot pay the life insurance premium? Well there are some implications for sure! Here is an article that I wrote for Money Mantra – a personal finance magazine in Hindi and English…. http://www.moneymantra.co.in/insurance_o.html

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The current generation of clients whom I meet is inheriting nice big round amounts of money. However since their own salaries are far, far higher than their parents, the amounts do not look big. This means the `inheritors` may feel bitter about some inheritance arrangements, but it is not leading to too much of litigation. […]

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Is the financial service industry doing anything for society? I mean is there a VALUE ADD or is it just getting more and more out of the value adding channel? Not sure? Ask MBA colleges – the financial service industry is a big saviour. Whether it be ICICI, Hdfc, Kotak, Indiainfoline, – all their arms […]

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For somebody who has spent a long time watching the mutual fund industry I am not sure whether it is going to be a case of “I knew this will happen” or even worse ‘I told you so’…. How does a fund scheme get launched – rather why? Simply because the sales force has never […]

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i got this from The simple dollar…when I read it my first reaction was: OMG did i write this? Shamelessly i have done a cut and paste…and wish I had written it…the nos. and the incidents could have been here or there…but the spirit is completely what I think, believe and act. I guess it […]

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There are a lot of people who do not conform. The sometimes do not do well academically in school, office, either marry late or marry badly, some marry ‘outside’ the community,….there are many non-conformist. To me the non-conformist is an enigma. Dr. Balamurali Krishna (he has all the awards other than the Bharat Ratna) is […]

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