You think from your age of 50 till your age of 60 years you will earn well and be able to invest aggressively for your retirement. Then tragedy strikes. You are forced to give up your job to look after an ailing parent. Or a sibling. Or perhaps a sibling. Will you give up your […]
Well choose what B stands for! Afterall it is a point of view is it not? Let us look at some recent news items / events: – Greece default is more or less certain. So Greece will be forced to go out of the Euro, and Germany will go because it wants to go. This […]
Did Shriram Transport Finance start advertising on television yesterday? I got many calls seeking advice on ‘Should I invest in…..’ At 11.5% p.a. the returns are not bad for sure. And to think that they are a well managed Nbfc this interest rate does look attractive does it not? Well Shriram has raised a lot […]
In an earlier posting we saw that Goals should be SMART. T stands for tracking. If you have goals it is necessary for you to track whether you are on the correct path. If you were climbing a mountain and following a map, you would look for landmarks to ensure that you are on the […]
The CII summit on the mutual fund industry was a welcome relief to the Mutual fund industry which was anyway in the shambles. Actually when you are on the ground it is perhaps difficult to kick you also – sharanagadhi has its advantages! The current SEBI chief has asked the mutual fund industry to come […]
The mutual fund industry is cribbing about there being no investments. Of course there are no investments. The industry has spent all its time pampering, requesting, cajoling the distributor. They have no direct communication with the investor. Do the fund houses need the distributor? Yes. What a tight situation, is it not? Has any fund […]
As a part of my personal financial planning seminars, I come across thousands of customers who are looking for advisors. As a part of my training sessions, I come across millions of agents who are looking for customers. However, for me it is not just picking up a telephone number and passing it on. This […]