Head held high, eyes on the stars, nose to the grind, ear to the ground, money where the mouth is, tongue tied, chest out, feet on the ground, have you tried doing all this simultaneously? Really tough…stop listening to the experts! It is a whole long list of lies that I can enumerate (some American, […]

Read More →

‘I do not need medical insurance, my company gives it to me’ – an often heard comment. The medical insurance salesman is not a very high profile guy – typically he can fill your form, may not understand too much about ‘exceptions’…and in all probability accept this stupid argument. However when somebody tells me this […]

Read More →

Teaching used to be a good profession and had a lot of respect…in the ancient times. Drona asked for a fee..and it was not negotiated. He was given a house, a seat in the ‘darbar’ and a lot of respect in the kingdom. However we have come a long way. Kids respect their teachers only […]

Read More →

I have been bursting crackers now for a few decades and obviously have some ‘cracker’ wounds, but nothing serious. About 3 years back my daughter’s teacher told her “when you go to burst crackers you should carry a bucket of water…just in case…” So in the first year my daughter carried water on the first […]

Read More →

I had done this post long ago..sometime in July, 2009, when I met Prakash Mundhra for a Television discussion with Prakash Mundhra..about his investments. Today I am repeating this post…’cause it is worth reading about 🙂 Normally the MBAs I meet are the ones who start looking for a job by the time they are […]

Read More →

As a financial planner I do spend a lot of time with 16 year olds working in call centers, media companies, banks and so on. When I am with them and discussing their problems, the one question that often comes to my mind is, “If these guys cannot make their monthly salary stretch one month, […]

Read More →

This is the third time this post is being put up…largely because there is a pressure group  which asks me to put this up again..am not promising that it will be the last time either…so please read on: Life, wealth, milk and ghee. Have you wondered what is the connection between creating a portfolio, ghee, […]

Read More →