Subra, my money is safe, I bank with a mnc bank. They have fantastic internal systems, audit, well paid and well trained people to look after my money. They have a fantastic ……. Really? And I have dealt with banks, insurance companies, mutual funds, IFAs, ….and I know this is a wishful statement, not true. […]

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The market economy cannot do many things. They cannot reach education to the poor. They cannot reach medical care to the poorest. They cannot feed those who cannot buy food. However it can do many things…and if you read this article you will be somewhat convinced that they need the stock market…so here it is […]

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I have always held the view that you should have your own medical and life insurance – do not trust your company to cover you sensibly. Most general insurance (medical) decisions in corporate India is a finance and HR decisions. Rarely, if at all are they equipped to handle this decision. Let me give you […]

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When I ran the Standard Chartered Mumbai Marathon (scmm) in the year 2011, I was an amateur walker and used to run only the Scmm – and had done little by way of practice. I did the 21.09 km race in 2:50 – which was about 5 minutes MORE than my target time of 2.45. […]

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When Gandhiji fought for independence….he really meant people should be independent of MANY things…not just from the English: From Disease and Illness: Gandhiji is the only person in the world who said ‘you should be ashamed to say you are ill…see what YOU have done to your body that YOU became ill’. I did not […]

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I know there are too many people in the world who would like to debate the existence of God. I am not one of them. I believe it is better to bet that he does exist. Because to believe that he does not exist is not a risk free idea. In case he does exist..and […]

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When you speak to a CXO level of person there are somethings you do not want to hear: – You know our systems, na….this is how it works! – Oh! this is just a small error – it is not symptomatic. – I know it is wrong…but everybody in our industry is doing it. Yuck. […]

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