‘I do not need medical insurance, my company gives it to me’ – an often heard comment. The medical insurance salesman is not a very high profile guy – typically he can fill your form, may not understand too much about ‘exceptions’…and in all probability accept this stupid argument. However when somebody tells me this […]

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Teaching used to be a good profession and had a lot of respect…in the ancient times. Drona asked for a fee..and it was not negotiated. He was given a house, a seat in the ‘darbar’ and a lot of respect in the kingdom. However we have come a long way. Kids respect their teachers only […]

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I have been bursting crackers now for a few decades and obviously have some ‘cracker’ wounds, but nothing serious. About 3 years back my daughter’s teacher told her “when you go to burst crackers you should carry a bucket of water…just in case…” So in the first year my daughter carried water on the first […]

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I had done this post long ago..sometime in July, 2009, when I met Prakash Mundhra for a Television discussion with Prakash Mundhra..about his investments. Today I am repeating this post…’cause it is worth reading about 🙂 Normally the MBAs I meet are the ones who start looking for a job by the time they are […]

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As a financial planner I do spend a lot of time with 16 year olds working in call centers, media companies, banks and so on. When I am with them and discussing their problems, the one question that often comes to my mind is, “If these guys cannot make their monthly salary stretch one month, […]

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This is the third time this post is being put up…largely because there is a pressure group  which asks me to put this up again..am not promising that it will be the last time either…so please read on: Life, wealth, milk and ghee. Have you wondered what is the connection between creating a portfolio, ghee, […]

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One kid in our office was expressing some negative thoughts, or so I thought. Went to my archives and sent him a note on positive thoughts, and positive behavior. In fact wanted to send him the example from ‘The Secret’ but did not have a soft copy. The gist was if you keep saying something, […]

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